Super Co-Contribution Calculator
Estimate your government super co-contribution for the 2026-27 financial year. The ATO pays up to $500 (50 cents per $1) on eligible personal after-tax contributions.
Your Details
Assessable income + reportable fringe benefits + RESC − FHSS releases − business deductions
Non-concessional contribution you plan to make (not claimed as a tax deduction)
Income from employment or carrying on a business (10% test)
Must be under 71 to qualify
Must be below $2,100,000 for 2026–27
Will lodge tax return
Required for the ATO to pay the co-contribution
Claiming contribution as tax deduction
Must be off for co-contribution eligibility
Within non-concessional cap
You have not exceeded your NCC cap
Held a temporary visa
Generally disqualifies unless NZ citizen or prescribed visa
Results
Estimated Government Co-Contribution
$500
Based on 2026–27 ATO thresholds
Your Contribution
$1,000
Total Super Boost
$1,500
You appear to meet the main eligibility criteria. The ATO calculates and pays the co-contribution automatically after you lodge your tax return.
2026–27 thresholds
Lower income: $49,293 · Higher income: $64,293
Total income = assessable income + reportable fringe benefits + reportable employer super contributions − FHSS released amounts − allowable business deductions.
Projection
How different contribution amounts could affect your co-contribution at your current income.